Associate Vice President, Business Credit Office Center of Excellence Greater Bengaluru, India Area

The Company is seeking an Associate Vice President to lead Business Credit Office activities within a credit and capital management function. The role oversees the end-to-end credit servicing journey, including client reviews and renewals, customer outreach, credit analysis, rating recommendations, credit applications, and risk escalation. The successful candidate will support relationship teams, coordinate with credit risk and transaction support partners, and ensure consistent underwriting, strong controls, and a high-quality customer experience. Responsibilities also include improving productivity and processes, contributing to climate and portfolio risk analysis and emissions reporting, and coaching team members. Candidates should have a postgraduate qualification in management, finance, or economics, or an equivalent professional credential such as a Chartered Accountant, CFA, or FRM. At least six years of relevant corporate lending experience, strong credit analysis skills, and knowledge of wholesale banking products and financing instruments are required. Applicants should understand ESG and climate risk, credit risk principles, policies, and regulatory compliance. Strong stakeholder management, communication, problem-solving, and collaboration skills are essential, along with the ability to balance commercial outcomes with sound risk management.

Hiring Company

HSBC