Vice President, Retail Credit Policy Remote (anywhere in India) + 1 more

The Company is seeking a Vice President for Retail Credit Policy with a focus on managing portfolio risk strategy and performance for unsecured retail assets. The successful candidate will be responsible for the end-to-end risk decision framework, utilizing advanced analytics, segmentation, and AI/ML models to optimize growth, credit quality, and risk-adjusted profitability. This role involves providing the senior leadership team with portfolio insights, setting and executing portfolio strategies, and ensuring compliance with regulatory requirements. The VP will also lead a high-performing portfolio analytics team, design risk decision frameworks, and establish responsible AI and model governance. Candidates for this role at The Company should have a Bachelor's degree in a quantitative discipline, with a preference for a postgraduate qualification, and typically 12-15 years' experience in retail credit risk, portfolio management, or risk analytics. The role requires a strong background in portfolio expertise, analytics, and modeling, as well as technical proficiency in SQL and at least one analytical language. Leadership skills are essential, including the ability to influence stakeholders and lead a team. The ideal candidate will have a proven track record in decision frameworks, governance, and a sound understanding of model risk, responsible AI, and regulatory requirements in retail lending.

Hiring Company

Mashreqbank