Chief Credit Officer (CCO)

The Company is seeking a Chief Credit Officer (CCO) to spearhead its credit strategy, underwriting standards, and portfolio risk management. The CCO will be instrumental in ensuring that all lending decisions are in line with the company's growth goals and risk appetite, and will be responsible for maintaining a strong credit culture that emphasizes disciplined underwriting and portfolio quality. This executive will oversee the full credit lifecycle, from underwriting to problem loan management, and will work closely with the executive leadership team and external lending partners. Key responsibilities for the CCO include developing and enforcing credit policies, procedures, and risk-rating methodologies, as well as monitoring portfolio performance and identifying emerging risks. The successful candidate will also be involved in credit committee processes, providing clear and concise credit reporting to various stakeholders, and ensuring compliance with all relevant laws and regulations. The role demands a leader who can mentor and manage credit, underwriting, and portfolio management teams, and who is adept at structuring transactions to balance borrower needs with the company's risk and return objectives.