Fractional Senior Vice President of Internal Audit, Credit Risk

The Company is seeking an SVP of Internal Audit with a focus on Credit Risk. The successful candidate will be responsible for leading and executing risk-based audits across credit risk management activities, including the evaluation of credit risk governance, underwriting, portfolio management, stress testing, regulatory compliance, and credit risk controls. This role requires a professional with a strong background in internal audit within banking or financial services, and a deep understanding of credit risk management frameworks, policies, governance, and controls. The SVP will also be expected to have experience in auditing or overseeing various credit risk processes such as underwriting, credit approval, portfolio monitoring, risk ratings, stress testing, CECL, and loan review. Key responsibilities for the SVP of Internal Audit include leading audits from planning to reporting, and remediation validation, as well as strong stakeholder management and communication with senior leadership. The ideal candidate will have a proven ability to identify control weaknesses, provide recommendations for strengthening the risk framework, and support continuous auditing, data analytics, and audit innovation initiatives. A Bachelor's degree in accounting, finance, economics, or a related field is required, and experience in leveraging data analytics, AI tools, SQL, Power BI, or automation within audit is a plus. The role demands a professional who can partner with business, risk, and compliance stakeholders to evaluate emerging credit risks and is adept at monitoring remediation efforts.