Head of Credit Risk

The Company is seeking a Head of Credit Risk to lead its credit risk and credit commitments function. Responsibilities include overseeing credit assessments and lending decisions, managing portfolio risk across entities, and ensuring compliance with internal policies and applicable regulations. The role leads and develops the credit commitments team, chairs the Credit Risk Committee, and establishes performance indicators and risk-monitoring tools. It also covers non-performing loans, provisioning, stress testing, policy development, regulatory and management reporting, and collaboration on financing solutions and risk improvement initiatives. Candidates should hold a master’s degree in finance, banking, economics, or a related field, and have at least seven years of relevant banking experience, including team management. Strong credit analysis skills and practical experience with lending decisions and credit committees are required, along with knowledge of French and European banking regulations. Experience with non-performing loans, provisioning, ideally under IFRS 9, and stress testing is expected. Applicants should be fluent in French and English, with strong reporting and presentation skills, analytical rigor, and the ability to lead teams and constructively challenge commercial colleagues.