Head of Credit Risk

The Company is in search of a Head of Risk to join their team. The successful candidate will be responsible for the analytical management of the credit portfolio, with a strong focus on model development, performance monitoring, and the design of scalable risk strategies. This role involves managing and monitoring the credit portfolio, developing and improving credit risk models, analyzing key metrics to generate actionable insights, and designing segmentation strategies and credit policies. The Head of Risk will also be involved in building statistical and machine learning models, developing early warning indicators, and working with cross-functional teams to implement risk logic in scalable systems. Applicants for the Head of Risk position at the company should have 4-6 years' of experience in credit risk, portfolio management, data science, or financial modeling, and a background in quantitative fields such as data science, mathematics, statistics, economics, engineering, or related disciplines. The role requires advanced proficiency in Python and the ability to handle large volumes of data. Experience in analyzing credit portfolios, insurance, or financial products is essential. The ideal candidate will be adept at generating real-time visibility into portfolio health through dashboards and reporting, and will be expected to support the launch of new products, segments, or partners from a risk perspective. Collaboration with banks and investors on risk and performance topics, as well as participation in the credit committee, is also a key aspect of the role.