Vice President, Portfolio Management

The Company is seeking a Vice President for Portfolio Management to lead the strategic management of consumer credit portfolios. The successful candidate will be responsible for the end-to-end credit portfolio management strategies, including credit line adjustments, account acquisitions, and various portfolio initiatives. This role requires a deep understanding of unsecured consumer lending, with a focus on account management, pricing, credit bureau attributes, and collections. The VP will also be tasked with monitoring portfolio performance, identifying credit trends, and recommending strategic actions to drive profitable growth and risk management. Applicants for the Vice President, Portfolio Management position at the company should have a Bachelor's degree in a relevant field and at least 5 years' of experience in consumer credit risk, with a strong preference for those with a background in US consumer credit cards. The role demands a candidate with a proven track record in managerial positions, including direct leadership of analytical, risk, or portfolio management teams. Proficiency in programming tools such as SAS, SQL, or Python is essential. The ideal candidate will possess strong analytical, problem-solving, and communication skills, and the ability to collaborate effectively across various business functions. A high degree of initiative, sound judgment, and the ability to thrive in a fast-paced environment are also key attributes for this role.