Vice President of Enterprise Credit Management

The Company is seeking a Vice President of Enterprise Credit Management to join their team. This senior leadership role is pivotal in overseeing the enterprise-wide credit governance, commercial and business underwriting, portfolio management, and credit administration across all lending verticals. The successful candidate will be responsible for establishing and maintaining disciplined credit governance frameworks that ensure prudent growth, sound underwriting, and regulatory compliance. They will also provide direct leadership for business and commercial underwriting and portfolio management functions, as well as independently review consumer and real estate lending activities to align with credit policy and risk appetite. Applicants for the VP of Enterprise Credit Management position at the company should have a Bachelor’s degree in a relevant field and a minimum of 10 years' experience in credit administration, underwriting, or portfolio management within a financial institution. A strong background in commercial credit, consumer lending, and real estate lending is essential, as is a deep understanding of regulatory expectations and credit risk management principles. The role requires a strategic thinker with excellent analytical, decision-making, and leadership skills, who can effectively collaborate and influence at an executive level. The ideal candidate will also have experience in talent development and be adept at managing change and driving process improvements.