Chief Credit Officer (CCO)

The Company is seeking a Chief Credit Officer (CCO) to join their team. The CCO will be responsible for providing independent oversight of the company's credit risk management function, ensuring sound underwriting, strong portfolio quality, and compliance with regulatory expectations. This executive will develop and administer credit policies, underwriting standards, and risk management practices, and will be a key member of the Senior Loan Committee, providing independent credit judgment across lending activities. Applicants for the CCO position at the company should have significant progressive experience in commercial credit, credit administration, and bank risk management, with a focus on senior-level leadership within a community or regional banking environment. The role requires a strong knowledge of credit policy, underwriting, portfolio management, special assets, and problem loan resolution, as well as experience with FDIC examinations and regulatory requirements. The ideal candidate will have a strong understanding of commercial real estate credit, collateral valuation, environmental risk, and related legal considerations, and be adept at managing workouts, restructurings, bankruptcies, foreclosures, and recoveries. Strong analytical, decision-making, communication, and leadership skills are essential, as is the ability to provide independent credit judgment while effectively partnering with lending and executive leadership.