Chief Credit Officer (CCO)

The Company is seeking a Chief Credit Officer (CCO) to join their team. The CCO will be responsible for providing independent oversight of the credit risk management function, ensuring the development and administration of sound credit policies, underwriting standards, and risk management practices. This executive will also be tasked with monitoring portfolio quality, concentrations, and emerging risks, as well as leading the Special Assets function, including the management of criticized and classified loans, workouts, and resolution strategies. The role involves serving as the primary contact for credit-related regulatory matters, leading external loan reviews, and providing credit and asset quality reporting to senior management and the Board. Applicants for the CCO position at the company should have significant progressive experience in commercial credit, credit administration, and bank risk management, with a strong background in credit policy, underwriting, portfolio management, and problem loan resolution. Senior-level leadership experience within a community or regional banking environment is essential, as is a strong understanding of commercial real estate credit, collateral valuation, and environmental risk. The ideal candidate will have a proven track record in managing workouts, restructurings, bankruptcies, and recoveries, and possess strong analytical, decision-making, communication, and leadership skills. The CCO must be able to provide independent credit judgment while effectively partnering with lending and executive leadership, and have experience with FDIC examinations, regulatory requirements, and safety-and-soundness standards.