Deputy Head of Credit Risk, Property & Mortgages

The Company is seeking a Deputy Head of Credit Risk to join its UK business. This pivotal role involves safeguarding and shaping the company's mortgage and property lending activities. The successful candidate will be responsible for deal assessment and underwriting, providing independent risk assessment and recommendations, and portfolio oversight and risk monitoring. Additionally, the role includes supporting the refinement of credit policies, risk appetite, and lending standards in line with market and regulatory developments. The Deputy Head of Credit Risk will also be expected to deputize for the Head of Credit, providing cover in various decision-making forums. Applicants for the Deputy Head of Credit Risk position should have direct experience in mortgage and/or property credit within a bank or specialist lender. The role requires a candidate who is comfortable in a small, hands-on team, with a proactive approach to maintaining robust credit standards and a strong ability to interact with senior management. The ideal candidate will be a constructive challenger to the business, with a focus on upholding credit standards and seeking a long-term role with the potential for career progression into a more senior credit leadership position.