Chief Credit Officer Greater Toledo, OH Area

The Company is seeking a Chief Credit Officer to provide strategic leadership and oversight of its credit risk management framework. The successful candidate will be responsible for establishing and maintaining credit policies, underwriting standards, and portfolio risk management practices that align with the company's strategic objectives and risk appetite. This executive role involves close collaboration with lending, finance, risk management, compliance, and executive leadership teams to ensure asset quality, regulatory compliance, and support for profitable portfolio growth. The Chief Credit Officer will also be involved in credit administration, loan review coordination, and overall credit risk governance, and will be expected to promote a culture of prudent risk management while supporting responsible business growth. Applicants must have a Bachelor's degree in a relevant field, with an advanced degree preferred, and a minimum of 10 years' of progressive commercial banking and credit risk management experience. The role requires extensive knowledge of commercial lending, credit analysis, loan portfolio management, regulatory requirements, and risk management practices, as well as a strong understanding of CECL methodologies and financial statement analysis. The ideal candidate will have a proven track record in overseeing large and complex credit portfolios, experience in interacting with regulators and auditors, and demonstrated leadership and team development capabilities. Strong strategic thinking, decision-making, problem-solving skills, and excellent communication and relationship management abilities are essential. Proficiency in credit administration technologies and Microsoft Office applications is also required.

Hiring Company

Civista Bank