Head of Data Science

The Company is seeking a Head of Data Science to define and lead data science strategy across risk, affordability, and decision-making. The role includes developing and deploying machine learning models to support lending decisions, expanding the use of AI and advanced analytics, and overseeing model deployment, monitoring, governance, and performance evaluation. The successful candidate will collaborate with cross-functional teams and present insights and recommendations to senior stakeholders. They will balance hands-on technical leadership with a focus on business performance and customer outcomes. Candidates should have strong commercial experience in credit risk modelling within consumer lending or financial services. Hands-on expertise in Python, SQL, machine learning, and predictive modelling is required, along with experience deploying models into production and monitoring their performance. Knowledge of applying AI, large language models, or agent-based technologies in real-world settings is also sought. Strong communication and stakeholder management skills, and the ability to align technical work with commercial objectives, are essential.