Head of Data Science

The Company is seeking a Head of Data Science to set the strategic direction for its decisioning function while remaining hands-on with technical delivery. Responsibilities include developing predictive machine-learning models, scorecards, affordability models, and customer recommendation systems. The role will advance AI-powered solutions and automated workflows, support effective model deployment, and identify opportunities to improve business performance through analytics. The successful candidate will collaborate with credit, fraud, engineering, and product stakeholders to deliver impactful initiatives. Candidates should have strong commercial experience building and deploying predictive models, ideally in a B2C setting involving decisioning, recommendations, risk, or customer-focused applications. Practical skills in Python, SQL, cloud platforms, and data and analytics tools are required, along with an understanding of model deployment. Experience with large language models, AI agents, generative AI, or agentic workflows is desirable; consumer finance experience is beneficial. Strong communication and stakeholder-management skills, and the ability to thrive in a fast-changing environment, are essential.