Associate Vice President, Credit Underwriter, Wealth Credit Management (WCM) Greater Hong Kong Area

The Company is seeking an Associate Vice President, Credit Underwriter for its Wealth Credit Management division. The successful candidate will be responsible for credit analysis, documentation, risk identification, and exposure monitoring within the global wealth lending activities. This role is pivotal in the first line of defense for credit risk management, ensuring best-in-class risk and controls while maintaining client responsiveness. The AVP will manage a portfolio of clients with lending requirements, including those fully collateralized against investment portfolios, commercial real estate, aircraft, art collections, or illiquid listed stocks. A strong understanding of derivatives and structured products is essential, as is the ability to assess their impact on overall client credit exposure, leverage, liquidity, and portfolio risk. Applicants should have 6-10 years' of relevant banking experience, with a background as a credit officer or underwriter. The role requires a professional with strong analytical, financial structuring, and execution skills, as well as in-depth knowledge of financial analysis, including cash flow modeling. The ideal candidate will be a technical authority in the field, possess strong commercial awareness in relation to lending transactions, and have excellent communication, interpersonal, and stakeholder management skills. A Bachelor's degree is required, with a Master's degree preferred. The AVP will be expected to stay abreast of industry developments, contribute to the strategic direction of the private banking lending business, and ensure that all business decisions are made with a focus on the firm's reputation and compliance with relevant laws and regulations.

Hiring Company

Citi