Lead Credit Officer - Environmental Risk - Vice President Greater Fort Worth, TX Area

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As an Environmental Risk Vice President in Environmental Risk Management, you provide expert environmental risk review and guidance for commercial real estate secured lending and related portfolios. You work with us to apply the Environmental Risk Management Guideline and line-of-business procedures in day-to-day execution, helping ensure consistent, well-documented decisions. You translate environmental due diligence findings into clear written and verbal recommendations that support timely credit decisions and risk mitigation. You help us continuously improve processes, documentation, and quality through peer review and operational enhancements. You may also lead day-to-day workflow and provide guidance to colleagues, supporting our shared culture of accountability and development.

Job Responsibilities

• Review environmental records and due diligence reports for commercial real estate secured loan transactions and prepare recommendation memoranda
• Procure environmental due diligence and remediation reports from qualified consultants in accordance with bank guidelines
• Analyze collateral assets across lending, portfolio management, and real estate owned acquisition and disposition activities
• Evaluate Phase I Environmental Site Assessments and additional investigations for defaulted commercial real estate loans
• Coordinate consultant requests for proposals, scope definition, selection, monitoring, and work-product review
• Advise bankers, underwriters, and management on findings, next steps, further investigation needs, and risk avoidance or mitigation options
• Review complex property situations, including contaminated properties undergoing or requiring remediation
• Critically review scopes of work for Phase II subsurface investigations and remedial action plans
• Perform peer review of colleagues’ memoranda in alignment with the peer review matrix
• Develop and standardize tools and documentation such as inspection checklists, questionnaires, and request templates
• Lead and execute special projects, including acquisition-related exposure analysis and audit response support

Required qualifications, capabilities, and skills

• Bachelor’s degree (or equivalent education) in environmental sciences or a related field
• At least 8+ years of experience administering environmental investigations, environmental risk management, or loss prevention programs supporting commercial real estate assets
• Demonstrated experience performing technical review of environmental due diligence reports and translating results into written recommendations
• Demonstrated knowledge of federal and state environmental laws and regulatory guidance relevant to environmental risk in banking
• Demonstrated ability to assess environmental liability drivers and recommend avoidance, reduction, and mitigation techniques
• Demonstrated ability to evaluate Phase I Environmental Site Assessments and guide additional investigation needs, including Phase II subsurface investigations
• Strong written and verbal communication skills with internal stakeholders, including underwriters, bankers, and credit approvers
• Proficiency with Microsoft Outlook, Word, PowerPoint, and Excel
• Demonstrated ability to manage pipeline workload, meet due dates, and produce consistently sound risk decisions
• Demonstrated ability to perform quality review of peer work products and provide constructive feedback
• Demonstrated ability to guide day-to-day work and provide direction on complex situations for a team or workgroup

Preferred qualifications, capabilities and skills

• Professional designation or license such as Registered Environmental Assessor
• Professional designation such as Certified Asbestos Consultant (or equivalent)
• Experience supporting environmental risk decisions for large, complex commercial real estate portfolios at a lender
• Experience developing standardized minimum report standards and review templates for environmental deliverables
• Experience managing consultant performance, including scope development, fee review, and deliverable quality control
• Experience supporting environmental risk analysis for acquisitions and audit examinations
• Prior people leadership experience including coaching, training, and performance feedback

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.