Vice President, Commercial Lending

The Company is seeking a Commercial Lender to join their team. The successful candidate will be responsible for independently cultivating and developing relationships with local businesses and real estate investors to expand the loan portfolio. This role involves managing an existing portfolio of commercial and industrial, and commercial real estate relationships, with a focus on loans up to $4,000,000. The Commercial Lender will evaluate loan documentation, analyze credit history, and determine repayment capabilities, as well as negotiate credit terms and fully underwrite new and existing credits. Additionally, the role includes monitoring loan activities, ensuring compliance, and maintaining asset quality. Applicants must have a degree in finance or business, or equivalent experience, and a minimum of 5 years' experience as a commercial lender. Essential skills include excellent organizational, communication, and computer skills, with a strong background in commercial real estate being a plus. The role requires the ability to read and interpret various financial and legal documents, as well as the capacity to present, sell, and service bank products. A thorough understanding of banking products, services, and related laws is essential, as is the ability to generate leads and referrals to other business lines. The Commercial Lender will also be expected to participate in community activities to foster business development and goodwill.