Head of Consumer Credit Products

The Company is seeking a Head of Consumer Credit Products to spearhead the design and launch of a new consumer credit product for its existing customer base. This is a pivotal role that demands a professional with a strong background in credit products, particularly in the context of building and scaling a product from the ground up. The successful candidate will be responsible for the end-to-end consumer credit program, including licensing strategy, product design, credit policy, regulatory engagement, and commercial performance. A key focus will be on leading license applications across multiple African markets, designing products for underserved consumers, and building an approach that leverages alternative repayment data. The role also involves defining collections operations, portfolio targets, and risk management, as well as engaging with development finance institutions to fund the credit book. Applicants for this role at the company should have a minimum of 3-7 years' experience in a similar capacity, with a proven track record in product design and management. Direct, hands-on experience in license applications and a strong understanding of credit policy and portfolio management are essential. The ideal candidate will have experience in multi-country workstreams, a background in consumer pricing model development, and familiarity with regulatory frameworks in West and East Africa. Existing relationships with development finance institutions in the digital credit or asset-financing space are highly valued. The role is suited to individuals with a background in leading PAYGO, asset-financing, or digital lending companies operating in emerging markets, and the ability to build and manage a small team as the program expands.