Head of Fraud

The Company is seeking a Head of Fraud to take ownership of the fraud strategy within its fast-growing digital financial services business. The successful candidate will be responsible for defining and implementing fraud strategies across various risk categories, including customer, document, third-party, and asset-related risks. This role requires a combination of strategic leadership and hands-on technical delivery, with a focus on building and deploying AI-driven fraud identification capabilities. The Head of Fraud will also be involved in the development of fraud classifiers, anomaly detection, and network analysis solutions, and will work to identify and mitigate emerging threats such as synthetic identities and application fraud. Applicants for the Head of Fraud position should have a strong background in fraud prevention or financial crime within UK consumer lending or financial services. The role demands hands-on experience in building and deploying fraud or risk models, advanced Python and SQL skills, and a strong understanding of machine learning. Practical experience with AI technologies, including LLMs and agentic AI, is essential. The ideal candidate will have the ability to balance fraud prevention with customer experience and commercial outcomes, and to effectively communicate complex fraud and technical topics to both technical stakeholders and senior leadership. A deep understanding of the UK fraud landscape and emerging financial crime threats is also required.