Head of Financial Risk Management

The Company is seeking a Head of Financial Risk Management to strengthen its credit risk, financial risk, and fraud analytics capabilities. The role will shape risk frameworks and ensure parameters align with regulatory expectations and the organization’s risk appetite. Responsibilities include monitoring credit portfolio health, identifying emerging exposures, and improving credit scoring, customer assessments, automated decision-making, and fraud detection. The successful candidate will apply data analytics and machine learning to improve risk decisions, translate complex findings into practical recommendations for senior leadership, and lead an analytics team spanning credit and fraud risk. Candidates should have more than 15 years of relevant experience in credit risk, risk analytics, or modelling, ideally in banking or digital financial services. Strong quantitative skills and practical experience with SQL, Python or R, statistical analysis, and risk modelling are required; research experience is an advantage. Applicants should be familiar with credit scoring, fraud analytics, decision models, advanced analytical methods, and applicable regulatory requirements for digital financial services. A degree in a relevant quantitative discipline, such as finance, economics, statistics, mathematics, actuarial science, or computer science, is required, along with the ability to communicate technical analysis clearly to senior stakeholders.