Head of Credit Risk

The Company is in search of a Head of Credit Risk to take on a pivotal leadership role in the development and management of the credit risk function. The successful candidate will be tasked with creating and maintaining the credit risk framework, including the development of scorecards and lending appetite. This role also involves enhancing the team's analytics capability through transformation and automation, providing strategic direction to a small team, and overseeing the design and reporting of management information. Additionally, the Head of Credit Risk will be responsible for ensuring governance and oversight of the underwriting and arrears teams, and must have a background that includes experience in credit assessment, underwriting, and credit risk policy implementation. Applicants for the Head of Credit Risk position at the company should have a strong background in a relevant role, with prior experience in an FCA regulated firm being essential. The role requires demonstrable experience in credit assessment and underwriting, as well as in credit risk policy implementation. Experience in managing or leading a small team, and a background in credit modeling and strategy development, are also key requirements. While not mandatory, exposure to consumer credit or B2B lending portfolios is considered desirable. The ideal candidate will be a strategic thinker with the ability to drive the credit risk function forward and ensure its alignment with the company's commercial objectives.