Head of Consumer Lending

The Company is in search of a Head of Consumer Lending to take on a pivotal role in shaping the future of consumer finance. The successful candidate will be responsible for the end-to-end consumer lending cycle, from designing robust credit policies to overseeing portfolio performance and collections. This includes building and developing a new consumer lending function and team, ensuring sustainable growth, and maintaining a balance between risk and profitability. The role demands a leader with a deep understanding of credit-risk management, a proven track record in managing live consumer lending portfolios, and the ability to build new functions from the ground up. The Head of Consumer Lending will also be instrumental in establishing scalable frameworks for lending processes, reporting mechanisms, and internal controls as the business expands. Applicants for the Head of Consumer Lending position at the company should have at least 5 years' of experience in consumer lending or credit-risk leadership roles within financial institutions. The role requires a candidate with a highly numbers-driven mindset, strong analytical skills, and a comprehensive understanding of Thai consumer-finance regulations. The ideal candidate will have a background in credit underwriting for mass-market or thin-file customer segments, with hands-on experience in collections and recovery strategies. A native Thai speaker with professional proficiency in English, the candidate should be adept at fostering clear communication and collaboration across teams. The company values professionals who are passionate about consumer finance, and the role offers the opportunity to make a significant impact in a supportive and inclusive environment.