Head of Credit

The Company is in need of a Head of Credit to take on a pivotal role in the lending business of its German branch. The successful candidate will be tasked with the professional management and leadership of the credit department, including the development, motivation, and evaluation of a small team. This key position involves overseeing and being responsible for complex credit decisions, managing the risk-oriented monitoring of the loan portfolio, and ensuring compliance with regulatory requirements. The Head of Credit will also be instrumental in driving the development of credit processes and risk structures and will serve as the central point of contact for all credit-related matters within the organization. Applicants for the Head of Credit position at the company should have a background in banking or a degree in economics, with a preference for those who have experience leading a small team. The role requires several years of professional experience in the lending business of a financial institution, a sound understanding of regulatory requirements, and excellent knowledge of assessing economic conditions. The ideal candidate will possess strong business acumen, be independent and proactive in their work style, and demonstrate high levels of responsibility, teamwork, and leadership skills. Proficiency in both German and English is essential, as is the ability to make high-quality decisions and solve problems effectively.