Vice President, Credit Reviewer

The Company is in search of a Vice President, Credit Reviewer to join their Credit Risk Management team. The successful candidate will be responsible for conducting independent credit assessments and reviews of corporate lending proposals, evaluating borrowers' financial performance, business models, industry outlook, and repayment capacity. This role involves the approval of credit applications within delegated authority, as well as providing recommendations to senior management and credit committees. The VP will also be tasked with assessing risks associated with various corporate lending transactions, ensuring compliance with internal credit policies and regulatory requirements, and monitoring portfolio quality for emerging credit risks. Applicants must have a Bachelor's degree in a relevant field and a minimum of 8-15 years' experience in credit approval, credit risk, credit review, or corporate banking credit functions. A solid knowledge of corporate lending products and credit risk management practices is essential, with a preference for those who have experience handling large corporate or commercial banking client portfolios. Strong financial statement analysis, credit underwriting skills, and the ability to provide independent credit judgment are required. Fluency in Mandarin is mandatory, and familiarity with Hong Kong banking regulations and credit governance frameworks is advantageous. The role also demands strong written communication skills in English or Chinese, with a preference for candidates with strong Chinese credit writing experience.