Chief Credit Officer (CCO), Commercial Lending

The Company is in search of a Chief Credit Officer (CCO) with a focus on commercial lending. The successful candidate will be responsible for the executive oversight of the company's credit administration and commercial loan portfolio, establishing and maintaining credit policies, underwriting standards, and risk tolerances. This role requires a professional who can review and approve complex commercial credits, partner with the lending team on credit strategy, and serve as a senior resource on credit decisions. The CCO will also be tasked with monitoring portfolio quality, leading a team of credit personnel, and participating in the company's Loan/Credit Committee. The ideal CCO for the company will have a strong background in both commercial lending and credit administration, with at least 10 years' of progressive commercial banking experience. Key responsibilities include evaluating financial statements, tax returns, and global cash flow, as well as reporting on portfolio trends and credit quality to executive management and the board. The candidate should have a proven track record in commercial lending, be adept at structuring deals that balance client needs with credit risk, and have a strong understanding of loan and deposit relationship growth. Advanced knowledge of underwriting, financial analysis, and portfolio management is essential, as is the ability to manage risk while maintaining a business-minded lending approach. A Bachelor's degree in a related field is preferred, and the role demands strong leadership, communication, and decision-making skills.