Chief Credit Officer (CCO), Commercial Lending

The Company is in search of a Chief Credit Officer (CCO) with a focus on commercial lending. The successful candidate will be responsible for the executive oversight of the credit function and commercial loan portfolio, establishing and maintaining credit policies, underwriting standards, and approval procedures. This role requires a professional who can review and approve complex commercial credits, partner with the lending team on credit strategy, and serve as a senior resource on credit decisions. The CCO will also be tasked with monitoring portfolio quality, overseeing risk ratings, and leading a team of credit personnel. A key aspect of the position is the ability to balance strong credit standards with business development, making the ideal candidate one who has a proven track record in commercial lending and relationship management. Applicants for the Chief Credit Officer position at the company should have a minimum of 10 years' progressive commercial banking experience, with a strong background in commercial lending and credit administration. Leadership experience in a similar role is essential, as is advanced knowledge of underwriting, financial analysis, and portfolio management. The role demands a business-minded approach to credit and risk management, as well as strong leadership, communication, and decision-making skills. The ideal candidate will have a Bachelor's degree in a related field and be well-versed in commercial and industrial, commercial real estate, and construction lending. The CCO will also be expected to maintain knowledge of banking regulations and compliance, and to assist with strategic initiatives involving loan growth and market expansion.