Head of Credit Risk

The Company is in search of a Head of Credit Risk to join their dynamic team. The successful candidate will be responsible for owning the end-to-end credit strategy across multiple growth stage card portfolios, leading portfolio growth while maintaining a strong risk discipline, and developing acquisition, underwriting, line management, and portfolio optimization strategies. This role requires a leader who can use data and analytics to identify growth opportunities, improve performance, and who is adept at partnering with cross-functional teams including product, data science, marketing, finance, and operations. The Head of Credit Risk will also be instrumental in supporting capital and funding discussions, growing a high-performing credit team, and contributing to the analysis, modeling, and strategy development. Applicants for the Head of Credit Risk position at the company should have significant experience within credit cards, deep expertise across the customer and credit lifecycle, and a strong understanding of credit risk, portfolio management, and lending economics. Experience in scaling or building credit businesses in growth environments is essential, as is the ability to combine strategic leadership with hands-on execution. The ideal candidate will have strong analytical and coding capabilities, with a preference for those who have operated within fintech, challenger banks, or high-growth lending businesses. International market experience is highly desirable, and the role offers a genuine opportunity to influence company strategy within a highly visible leadership position.