Chief Credit Officer (CCO) Greater Stockholm, Sweden Area + 1 more

The Company is seeking a Chief Credit Officer to build and lead its consumer lending function. The role will define credit strategy, lending terms, affordability assessments, and board-approved credit policies, while developing explainable automated underwriting and credit risk models. Responsibilities include establishing early-warning and collections strategies, owning expected credit loss modeling, chairing the Credit Committee, and shaping the credit risk appetite and governance framework. The Chief Credit Officer will also help build the management team and create a lending business that grows sustainably and responsibly. Candidates should have at least five years of experience in consumer credit risk, credit analytics, or data science applied to lending at a regulated lender. They must have personally built and launched a credit policy, scorecard, or decision engine, and bring a strong grounding in Nordic consumer credit, ideally Swedish. The role requires fluency in Swedish and English, hands-on capability with data and credit decisions, and the ability to develop AI- and machine-learning-based models that can be explained to regulators. Experience in Swedish unsecured consumer lending or in building a lender is an advantage.

Hiring Company

Axo Group