Head of Credit Risk

The Company is in search of a Head of Credit Risk to take on a pivotal leadership role in the development and management of the credit risk function. The successful candidate will be tasked with creating and maintaining the credit risk strategy and framework, including the development of scorecards and lending appetite. This role also involves enhancing the team's analytics capability through transformation and automation, providing strategic direction to a small team, and overseeing the design and reporting of management information. Additionally, the Head of Credit Risk will be responsible for ensuring governance and oversight of the underwriting and arrears teams, and must have a background that includes experience in credit assessment, underwriting, and credit risk policy implementation. Applicants for the Head of Credit Risk position at the company should have a background that includes prior experience within an FCA regulated firm, a strong foundation in credit assessment and underwriting, and a proven track record in credit risk policy implementation. Experience in managing or leading a small team in a relevant role, as well as exposure to credit modeling and strategy development, is essential. While not mandatory, experience with consumer credit or B2B lending portfolios is considered desirable. The role requires a candidate who is adept at providing oversight and governance, and who can effectively lead the credit risk function in line with the company's commercial objectives and wider governance policies.